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Avatar for SamSam

Hey, I’m Sam. I created Smarter and Harder to explore big ideas, both old and new, about building a better life. My mission is to evolve the conversation about personal growth and have fun doing it.

The Inheritance Tax: Making Death and Taxes a Little Less Certain

August 29, 2023 by Sam
hands with calculator and laptop doing tax calculations

As Benjamin Franklin stated over 200 years ago, “…in this world, nothing can be said to be certain except death and taxes.” The adage rings especially true where these two certainties intersect – namely, the …

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Categories Money

6 Tips for Managing Expectations in Your Work, Relationships, and Beyond

August 15, 2023 by Sam
two people walking on beach at sunset

The element of surprise is a beautiful but strange thing – it can invite laughter, tears, and a whole range of emotions. This impact of encountering stuff we didn’t expect is what makes managing expectations …

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Categories Personal Development

How to Write a Personal Mission Statement (With Examples)

August 8, 2023August 8, 2023 by Sam
featured header for personal mission statements

How often do you stop to think about your mission in life? Not about specific goals or objectives but the type of person you want to be and how you want to live your life. …

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Categories Personal Development

Set It and Forget It: 11 Easy Ways to Automate Your Finances

June 27, 2023 by Sam
automation robot head with headset and microphone

How much time do you spend managing your money each month – paying bills, checking balances, and moving funds around? Is it a few hours, maybe half a day? If you spend almost any time …

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Categories Money

Taking a “Boil the Frog” Approach to Personal Finance

June 15, 2023 by Sam
blue and purple bar graph projecting from phone

Pop culture tends to portray money matters the same way it does superheroes, celebrity gossip, and street racing – larger-than-life, explosive, and heart-pounding at every turn. Real-life personal finance may not be quite as high-octane …

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Categories Money Mindset

The Income Effect Is Coming for Your Raises. Here’s How to Stop It.

June 5, 2023 by Sam
hands exchanging cash from wallet for paper receipt

You’ve probably been in this situation before – money’s a bit tight, but you’re getting by. You feel sure that with just a little more monthly income, you’d finally be able to get some traction. …

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Categories Money

Motivation vs. Discipline: The Ultimate Showdown

May 26, 2023 by Sam
two women running with headphones

Motivation is a powerful and intoxicating but mercurial force. It feels great and can help a person accomplish amazing things. But motivation relies on emotions and can be fleeting. As a result, some say you …

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Categories Personal Development

The Massive Long-Term Impact of Short-Term Goals

May 25, 2023 by Sam
small steps big changes word art gears

When you read about setting and achieving goals, much of the conversation often centers on massive, life-trajectory-altering aspirations. It makes sense – these are often the most challenging goals to achieve, and the payoff can …

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Categories Personal Development

Self-Respect: The Secret Sauce for Confidence, Compassion, and Contentment

April 26, 2023 by Sam
happy woman in tan shirt smiling

Self-respect is a quiet force that often weaves its way through your entire day. It influences how you think about yourself, how you treat others, and your decisions. Learning to see it and appreciate its …

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Categories Mental Health

Constructive Criticism: How to Give and Receive Healthy, Positive Feedback

April 24, 2023 by Sam
group of employees sharing feedback at table in conference room

Think back to the last time you received feedback from a coworker, friend, or family member – was it a helpful tool for growth, or did it leave you feeling discouraged and defeated? The power …

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Categories Learning and Growth
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