Skip to content
Smarter and Harder
Smarter and Harder
  • Personal Development
    • Learning and Growth
    • Productivity
    • Career
  • Money
    • Money Mindset
    • Financial Goals
  • Health and Happiness
    • Mental Health
    • Positive Thinking
    • Simple Living
  • Geeky Fun

Money

Articles and guides on achieving your financial goals through various means, including improving your money mindset, investing, and discovering new ways to save.

7 Ways to Outfox Planned Obsolescence and Protect Your Wallet

February 2, 2023 by Sam
elephant sculpture made from electronic waste

From the first time your phone runs out of charge unexpectedly, crashes while opening an app, or has no room to store a photo, you know the writing is on the wall. This little device, …

Keep reading

Categories Money Mindset

The Ins, Outs, and All-Arounds of US Savings Bonds

January 10, 2023 by Sam
one thousand dollar US savings bonds

Although they wax and wane in popularity over the years, bonds remain a core portfolio component for many investors. In particular, US savings bonds combine the stability of a fixed-income investment with the confidence of …

Keep reading

Categories Money

IRA Basics: A Simple Guide to Your Traditional or Roth IRA

January 26, 2023January 5, 2023 by Sam
IRA umbrella shielding yellow paper person and cash

The Individual Retirement Account, or IRA, rivals its cousin, the 401(k), as one of the most effective ways for an everyday investor to build wealth. However, wading through the sludge of terminology, rules, numbers, and …

Keep reading

Categories Money

Work Now, Earn Forever: The Power of Residual Income

December 20, 2022 by Sam
hands exchanging cash over desk

A bi-weekly paycheck for two more weeks at your job is always a welcome sight, but what if you could get the same result without putting in a fresh 40+ hours each time? Money that …

Keep reading

Categories Money

33 of The Best Ways to Save Money in College

December 20, 2022 by Jon Dulin
thrifty woman with coins and piggy bank

It’s no secret that college can be expensive. Books, tuition, room, and board all add up quickly. However, there are ways to save money while you’re in school. With some planning and thinking outside the …

Keep reading

Categories Money Mindset

Buyer’s Remorse: Where It Comes From and How to Send It Back

December 6, 2022 by Sam
unhappy couple on couch feeling buyer's remorse

Regrets are inevitable in life, and sometimes it feels like that goes double for money regrets. Buyer’s remorse, that itching feeling that you bought something you shouldn’t have, finds us all eventually. And when it …

Keep reading

Categories Money Mindset

15 Fun Things to Do with Friends That Don’t Cost Any Money

November 10, 2022 by Cindy
man and woman relaxing in backyard

Hanging around with friends is crucial to maintaining connections and improving mental health. But what fun activities do you do when you get in touch with your friends? Should you go to an expensive restaurant, …

Keep reading

Categories Money Mindset

How Many Credit Cards Should You Have in Your Wallet?

November 10, 2022 by Sam
stack of credit cards on wooden table

Folk wisdom on credit cards ranges from “stay away from them” to “sign up for as many as you can, as early as you can.” With this level of cultural consensus, it becomes a daunting …

Keep reading

Categories Money

Using Opportunity Cost to Make Better Long-Term Decisions

November 2, 2022 by Sam
woman making decision yellow arrows left and right

The last few years of instability in the market and economy at large may have you sitting out growth investing opportunities out of caution. However, historical guidance indicates the opportunity cost of waiting on the …

Keep reading

Categories Money Mindset

Fun, Low-Cost Things To Do in Each of the New England States

November 1, 2022 by Sam
white lighthouse on island in New England

New England, the northeasternmost region of the United States, brims with history, culture, and natural beauty. Though outsiders often regard New England as a single, homogenous region, each of the six New England states offers …

Keep reading

Categories Money
Older posts
Page1 Page2 … Page5 Next →
  • Archive
  • About
  • Resources
  • Contact
  • Page Directory
  • Privacy Policy
  • Disclaimers
  • Terms and Conditions
©2023 Smarter and Harder
Next Page »